Welcome to Koshha. By accessing and using our website www.koshha.com, you agree to comply with the following Terms & Conditions. Please read them carefully before using our services.

a) General

• The website and its content are owned by Koshha.
• By purchasing from our website, you agree to our policies, including Privacy Policy, Shipping Policy, and Refund & Cancellation Policy.

b) Products & Services

• All products displayed on the website are subject to availability.
• We reserve the right to modify or discontinue products at any time without prior notice.

c) Pricing & Payments

• All prices are listed in INR and include applicable taxes.
• Payments are processed securely through Razorpay and other authorized gateways.
• We do not store your complete payment details (like credit card numbers).

d) Shipping & Delivery

• Orders are processed within 2-3 working days.
• Delivery timelines depend on the courier partner and your location.
• We are not responsible for delays caused by courier/logistics partners.

e) Returns & Refunds

• Please refer to our Refund & Cancellation Policy for details.

f) Limitation of Liability

• Koshha is not responsible for damages or losses caused by misuse of products or delays beyond our control.

g) Governing Law

• These Terms are governed by the laws of India.
• Any disputes will be subject to the jurisdiction of Amritsar, Punjab courts.